Punjab and Sind Bank LBO (PHASE- II) Final Result 2026 OUT - Download Scorecard @punjabandsind.bank.in

Punjab and Sind Bank LBO Phase II Final Result 2026 – Complete Details

Punjab and Sind Bank (PSB) has officially announced the LBO (Local Bank Officer) Phase II Final Result 2026 on 4th February 2026 at the official portal punjabandsind.bank.in. This is the final selection result for candidates who successfully cleared Phase I online examination and appeared for Phase II interview process. The recruitment drive is being conducted to fill Local Bank Officer positions across various branches of Punjab and Sind Bank. Selected candidates whose roll numbers/names appear in the final merit list will receive appointment letters and joining instructions from the bank. This marks the culmination of a multi-stage selection process that began several months ago.

Bank Name	Punjab and Sind Bank
Post Name	Local Bank Officer (LBO)
Result Type	Phase II Final Selection Result
Phase I Exam	Online Written Test (Completed)
Phase II	Personal Interview (Completed)
Final Result Date	4th February 2026
Selection Mode	Phase I Marks + Phase II Interview Performance
Total Vacancies	As per notification
Official Website	punjabandsind.bank.in

How to Check Punjab and Sind Bank LBO Final Result 2026?

Candidates can check their final selection status by following these step-by-step instructions:

1. Visit the official website of Punjab and Sind Bank at www.punjabandsind.bank.in
2. On the homepage, locate the "Careers" or "Recruitment" section
3. Click on the "Recruitment" tab in the main menu
4. Look for the link titled "LBO Phase II Final Result 2026" or "Final Selection List - Local Bank Officer"
5. Click on the result link to open the PDF document
6. The PDF will contain the complete list of finally selected candidates with the following details:
   • Roll Number / Registration Number
   • Candidate Name
   • Father's Name / Mother's Name
   • Category (General/SC/ST/OBC/EWS/PwBD)
   • Phase I Marks
   • Phase II Interview Marks
   • Total Marks
   • Final Merit Position
7. Use Ctrl+F to quickly search for your Roll Number or Name
8. Download the PDF and save it on your device
9. Take multiple printouts for documentation and joining formalities
10. Check your registered email and mobile number for official communication from the bank

Punjab and Sind Bank LBO Selection Process Overview

The complete selection process for Punjab and Sind Bank LBO recruitment consists of two main phases:

Phase	Stage	Description	Maximum Marks	Status
Phase I	Online Test	Reasoning, Quantitative Aptitude, English Language, General Awareness, Computer Knowledge	200 Marks	Completed
	Shortlisting	Based on Phase I performance, candidates shortlisted for interview	-	Completed
Phase II	Personal Interview	Assessment of knowledge, personality, communication skills, suitability for banking	50 Marks	Completed
Final Merit			250 Marks Total	Declared

Final Merit Calculation: The final merit list is prepared based on the aggregate marks obtained by candidates in Phase I (Online Test) + Phase II (Interview). The weightage is:

• Phase I (Online Test): 200 marks (80% weightage)
• Phase II (Interview): 50 marks (20% weightage)
• Total: 250 marks (100%)

Punjab and Sind Bank LBO Phase I Exam Pattern

The Phase I online examination tested candidates on various subjects:

Subject	Number of Questions	Maximum Marks	Duration
Reasoning Ability	40	40	120 Minutes (2 Hours)
Quantitative Aptitude	40	40
English Language	40	40
General Awareness (Banking & Current Affairs)	40	40
Computer Knowledge	40	40
Total	200 Questions	200 Marks	-

Negative Marking: 0.25 marks deducted for each wrong answer in Phase I examination.

Punjab and Sind Bank LBO Phase II Interview Process

The Phase II interview was conducted to assess candidates on multiple parameters:

Interview Assessment Criteria (50 Marks):

Assessment Parameter	What is Evaluated
Communication Skills	Clarity of expression, fluency, confidence in speaking
Banking Knowledge	Understanding of banking operations, products, services, current banking scenario
General Awareness	Current affairs, economic developments, financial news
Personality & Attitude	Professional demeanor, positive attitude, customer service orientation
Problem Solving	Analytical thinking, decision-making ability, handling customer situations
Motivation & Career Goals	Genuine interest in banking career, long-term commitment

Minimum Qualifying Marks in Interview:

• General / EWS Candidates: Minimum 40% marks (20 out of 50)
• OBC / SC / ST Candidates: Minimum 35% marks (17.5 out of 50)
• PwBD Candidates: Minimum 30% marks (15 out of 50)

Note: Candidates who did not secure minimum qualifying marks in the interview were not considered for final merit list, regardless of their Phase I performance.

Punjab and Sind Bank LBO Post Details

Job Profile and Responsibilities:

Local Bank Officer (LBO) is a customer-facing role with the following responsibilities:

• Handling customer queries and providing banking solutions
• Promoting and selling bank products (deposits, loans, insurance, credit cards)
• Opening and maintaining customer accounts (savings, current, fixed deposits)
• Processing loan applications and documentation
• Cash handling and counter operations
• Cross-selling and achieving business targets
• Ensuring compliance with banking regulations and KYC norms
• Building and maintaining customer relationships
• Branch operations and administrative work
• Participating in financial literacy campaigns and promotional activities

Salary Structure and Benefits:

Component	Details
Scale of Pay	As per Bank's Officer Scale (Junior Management Grade Scale I)
Starting Basic Pay	Approximately ₹23,700/- per month
Dearness Allowance (DA)	As per IBA norms (currently around 17.95% of Basic + DA)
House Rent Allowance (HRA)	7.75% to 9% of Basic Pay depending on place of posting
City Compensatory Allowance (CCA)	3% to 4% of Basic Pay (for metro/urban areas)
Special Allowance	7.75% of Basic Pay
Other Allowances	Transport, Medical, Uniform, Festival, etc.
Approximate Gross Salary	₹35,000 - ₹40,000 per month (initially)
Performance Incentives	Based on business targets achievement
Provident Fund	As per rules (Bank & Employee contribution)
Gratuity	As per Payment of Gratuity Act
Medical Benefits	Reimbursement for self and dependents
Leave Travel Concession	Once in 2 years
Pension	As per Bank's pension scheme
Annual Increment	Regular increments as per bank policy

Educational Qualification and Eligibility

Candidates selected through this recruitment must meet the following eligibility criteria:

Criterion	Requirement
Educational Qualification	Graduation in any discipline from a recognized university with minimum 60% marks (55% for SC/ST/PwBD)
Age Limit	21-30 years (as on cut-off date mentioned in advertisement)
Age Relaxation	SC/ST: 5 years, OBC: 3 years, PwBD: 10 years, Ex-Servicemen: As per rules
Computer Knowledge	Operating and working knowledge of computers
Local Language	Proficiency in local/regional language of the state where posting is offered

What After Final Result Declaration?

Selected candidates need to follow these important steps:

1. Wait for Appointment Letter

Punjab and Sind Bank will send appointment letters to selected candidates via registered email and/or physical post. The letter will contain:

• Offer of appointment as Local Bank Officer
• Date and place of joining
• Reporting instructions
• List of documents required
• Medical examination details
• Terms and conditions of service

2. Document Verification

Candidates must carry original documents for verification:

Educational Documents:

• 10th Standard Certificate and Mark Sheet
• 12th Standard Certificate and Mark Sheet
• Graduation Degree Certificate
• All Semester/Year Mark Sheets of Graduation
• Post Graduation documents (if applicable)
• Professional certificates/diplomas (if any)

Identity & Category Documents:

• Aadhar Card (mandatory)
• PAN Card (mandatory)
• Voter ID / Passport / Driving License
• Caste Certificate (for SC/ST/OBC candidates) from competent authority
• EWS Certificate (if applicable) valid for current financial year
• PwBD Certificate (if applicable) with minimum 40% disability
• Domicile/Residence Certificate

Other Documents:

• Date of Birth Certificate / 10th Certificate
• Character Certificate from Head of Educational Institution or Gazetted Officer
• Experience Certificates (if any)
• Discharge Certificate (for Ex-Servicemen)
• Recent Passport Size Photographs (15-20 copies)
• Punjab and Sind Bank LBO Phase I Admit Card and Result
• Punjab and Sind Bank LBO Phase II Interview Call Letter
• Punjab and Sind Bank LBO Final Result Printout

3. Medical Examination

All selected candidates must undergo comprehensive medical fitness examination at designated hospital/medical center. The examination includes:

• General physical examination
• Vision test (eyesight)
• Blood pressure and vital parameters
• Blood tests (CBC, Blood Sugar, etc.)
• Urine examination
• Chest X-ray
• ECG (if required)
• Any other tests as prescribed by the bank

Important: Candidates found medically unfit may not be offered appointment.

4. Training Period

Selected candidates will undergo initial training which may include:

• Induction training at bank's training center (2-4 weeks)
• On-the-job training at assigned branch (1-2 months)
• Product training and system training
• Customer service and soft skills training
• Compliance and regulatory training

During training period, candidates will receive stipend/salary as per bank policy.

5. Probation Period

• Duration: Typically 1-2 years probation period
• Performance Review: Regular assessment during probation
• Confirmation: Upon satisfactory completion of probation, candidates will be confirmed as permanent employees

Career Growth in Punjab and Sind Bank

Punjab and Sind Bank offers excellent career progression opportunities:

Designation	Experience/Time	Approximate Salary Range
Local Bank Officer / Officer Scale I	Entry Level (0-3 years)	₹35,000 - ₹50,000/month
Officer Scale II	After 5-7 years	₹50,000 - ₹70,000/month
Officer Scale III (Manager)	After 10-12 years	₹70,000 - ₹1,00,000/month
Senior Manager	After 15-18 years	₹1,00,000 - ₹1,50,000/month
Chief Manager / Assistant General Manager	After 20-22 years	₹1,50,000 - ₹2,00,000/month
Deputy General Manager / General Manager	After 25+ years	₹2,00,000 - ₹3,00,000/month

Important Instructions for Selected Candidates

• Download and save the final result PDF immediately
• Keep checking your registered email and mobile for official communication
• Prepare all original documents and photocopies in advance
• Get caste/category certificates verified from issuing authority if needed
• Ensure PAN Card and Aadhar Card are linked
• Do not fall prey to any middlemen or agents claiming to facilitate joining
• All communications from the bank will be through official channels only
• Report at the specified venue on the date mentioned in appointment letter
• Failure to join within stipulated time may result in cancellation of candidature
• Keep physical and mental fitness as banking job requires customer interaction

Frequently Asked Questions (FAQs)

Q1. When will I receive the appointment letter?

Appointment letters are typically sent within 2-4 weeks of final result declaration via email and/or registered post. Keep checking your registered email regularly.

Q2. Can I choose my place of posting?

Place of posting is decided by the bank based on business requirements. However, you may be asked for preference during document verification.

Q3. Is there any bond or service agreement?

Yes, most banks have a service bond (typically 3 years). Details will be mentioned in the appointment letter and service agreement.

Q4. What if I don't have some of the required documents?

All documents mentioned in the appointment letter are mandatory. Failure to produce original documents may lead to cancellation of selection.

Q5. Can I defer my joining date?

Generally, joining dates are not deferred. However, in exceptional cases with valid reasons and proper documentation, you may request the bank, but approval is at bank's discretion.

Q6. What happens during the probation period?

During probation, your performance is evaluated regularly. Satisfactory performance leads to confirmation as permanent employee. Unsatisfactory performance may result in extension of probation or termination.

About Punjab and Sind Bank

Punjab and Sind Bank (PSB) is a public sector bank established in 1908, with headquarters in New Delhi. Key highlights:

• Branches: Over 1,500 branches across India
• ATMs: Extensive ATM network
• Specialization: MSME and retail banking
• Government Ownership: Majority shareholding by Government of India
• Products: Deposits, loans, investment products, insurance, digital banking
• Employee Strength: Over 12,000 employees

Contact Information

For queries related to Punjab and Sind Bank LBO Final Result 2026 and joining process:

• Official Website: www.punjabandsind.bank.in
• Head Office: Punjab and Sind Bank, 21, Rajendra Place, New Delhi - 110008
• Phone: 011-25722093, 011-25722075
• Email: [email protected] (check official website for correct email)
• Customer Care: 1800-419-8300 (Toll Free)
• Office Hours: Monday to Friday, 10:00 AM to 5:00 PM (except bank holidays)

Disclaimer: All information provided is based on official notifications from Punjab and Sind Bank. Candidates are strongly advised to visit the official website punjabandsind.bank.in regularly for authentic and updated information regarding appointment letters, joining formalities, and other recruitment-related matters. The bank's decision will be final and binding in all matters.